Last updated: July 12 2026

This Privacy Policy explains how Calma, an application operated by Wendel Da Cruz, collects, uses, and protects your information. By using Calma, you agree to the practices described below.

For any questions, contact [email protected].

Age Requirement

Calma is intended for users who are 18 years of age or older. Calma does not knowingly collect information from anyone under 18. If such information is collected, it will be deleted.

Information Collected

Calma collects only the information necessary to provide the app:

• Email address — used to create and access your account.
• Password — stored in encrypted form and never visible to anyone at Calma.
• Display name — the name shown on your entries.
• Financial information you enter — the income, expenses, splits, and goals you choose to add.

Calma does not collect your location, contacts, or photos.

If you invite another person to share a household, you and that person can view each other's entries within your shared space.

How Your Information Is Used

Your information is used to:

• Create and maintain your account,
• Provide the app's features, including tracking income, expenses, splits, and goals,
• Allow you and household members you invite to share information,
• Send account-related emails, such as email verification and password resets.

Your information is never sold and is never used for advertising profiling.